Residential building work done in Queensland valued over $3,300 (including labour and materials) must have QBCC (Queensland Building and Construction Commission) Home Warranty Insurance.

Home warranty insurance protects you where:

  • A licensed builder does not complete the work as per the contract and you have terminated the contract
  • The contractor does not rectify defective work
  • The building suffers rom subsidence or settlement

Types of work covered by QBCC Home Warranty Insurance

  • Construction of a new home and related roofed buildings (e.g. a garage, multiple unit dwelling or townhouse)
  • Extensions, additions, renovations or repairs of any of these buildings.
  • Replacements of fixtures or fittings in kitchens and bathrooms
  • Work on a deck or verandah which is attached to the building
  • Work on or in the home or on a roofed building (such as painting)
  • Swimming pools, stairs or ramps which provide access to the home or related building
  • Any structure attached to the home.

Having a signed contract with your builder is a legal requirement and ensures you are covered under the Home Warranty Scheme.

The cost of this insurance will be included in your building contract, the premium payable will be dependent on the price of your contract. The builder must pay the premium to QBCC to insure the construction prior to work starting.

Once a claim is paid out, QBCC pursue the builder to recover the funds.

How do I know if I am insured?

Once you sign a contract for residential construction work and QBCC receive this, they will send you a notice of cover, which provides all details of the work, builder and the premium paid. You should wait until you receive this to commence work.

Always feel comfortable asking your builder or tradesperson about the Home Warranty Insurance, as it is a legal requirement any reputable tradesperson will have no problems explaining the process to you!



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Cleveland, Brisbane 4163

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